Press Release

MINNEAPOLIS – Oct. 1, 2008 – Automotive dealers and lenders using Wolters Kluwer Financial Services’ AppOne platform now have access to yet another tool that helps simplify the loan application process and meet Red Flag Rules tied to the Fair and Accurate Credit Transactions (FACT) Act.

AppOne, which employs a number of identity theft prevention processes, will partner its technology with Wiz Sentri: RiskID, another Wolters Kluwer Financial Services tool that helps financial institutions meet the Red Flag Rules and comply with the Customer Identification Program (CIP) requirements of the USA PATRIOT Act and the Bank Secrecy Act. With a single sign-on, institutions can use Wiz Sentri: RiskID to perform a risk assessment, verify identities, research high-risk individuals and entities, and compare customer information to lists of known violators and various government lists.

When AppOne detects a discrepancy on an auto loan application, such as a Social Security number that has been used by other loan applicants, Wiz Sentri: RiskID will automatically provide further authentication with “out-of-wallet” questions. The use of challenge questions to authenticate applicant and customer identity enable a loan processor to complete an even deeper level of due diligence. This is done by requiring information beyond what would generally be available in someone’s wallet or consumer report.

“Dealers serve as creditors for a brief moment in the auto finance process, which means they must meet Red Flag Rules, just as a lender is required to do so,” said Lee Domingue, CEO of AppOne. “AppOne and Wiz Sentri: RiskID not only help simplify the process and reduce the time it takes to set up new accounts, but they also help dealers build strong relationships with lenders. Lenders can find peace of mind knowing that the dealers they do business with have reliable systems in place to address Red Flag requirements.”

“As creditors put more focus on risk scoring and implementing in-depth programs to prevent identify theft, the right technology is a critical component,” said Todd Cooper, vice president and general manager of Wolters Kluwer Financial Services’ Financial Intelligence Unit. “We are continually looking for ways to pair our solutions for the benefit of our customers. The combination of Wiz Sentri: RiskID and AppOne is a perfect example of how our tools can help financial institutions successfully meet regulatory requirements and protect their customers.”

About Wolters Kluwer Financial Services

Wolters Kluwer Financial Services provides best-in-class compliance, content, and technology solutions and services that help financial organizations manage risk and improve efficiency and effectiveness across their enterprise. The organization’s prominent brands include Bankers Systems, VMP® Mortgage Solutions, PCi, GulfPak, Desert Document Services®, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™.

Wolters Kluwer Financial Services’ solutions include integrated and stand-alone compliance and workflow tools, documentation, analytics, authoritative information and professional services. Customers include banks, credit unions, mortgage lenders, and securities and insurance organizations of all sizes throughout the United States. For more information on Wolters Kluwer Financial Services, visit www.WoltersKluwerFS.com.

Wolters Kluwer is a leading global information services and publishing company. The company provides products and services globally for professionals in the health, tax, accounting, corporate, financial services, legal and regulatory sectors. Wolters Kluwer has annual revenues (2007) of €3.4 billion ($4.8 billion), maintains operations in over 33 countries across Europe, North America and Asia Pacific and employs approximately 19,500 people worldwide. Wolters Kluwer is headquartered in Amsterdam, the Netherlands. Visit www.WoltersKluwer.com for information about our market positions, customers, brands and organization.

About AppOne

Based in Baton Rouge, La., AppOne, a part of Wolters Kluwer Financial Services, is an Internet-based company offering a technology solution that connects independent auto dea lers with lenders. The AppOne system relies on the company’s proprietary scorecard system, which evaluates each independent dealer to determine the level of risk associated with doing business with that dealer. It also automates the funding process for dealers by printing all documents required to complete the booking of auto loans. AppOne provides lenders with a new channel of growth and field representation directly to independent auto dealers nationwide. It offers dealers faster financing options for their customers, support services and additional aftermarket fee-based products. For more information on AppOne, visit www.AppOne.net.