Press Release

MINNEAPOLIS – Aug. 19, 2008 – Wolters Kluwer Financial Services announced today the nationwide release of RefundOne ™ , a patent-pending, integrated credit application and tax preparation service tailored to meet the needs of the automotive dealership market.

RefundOne combines Wolters Kluwer Financial Services’ AppOne auto dealership portal and trusted compliance and risk management expertise with expert tax preparation and electronic filing software.

With the average federal income tax refund at more than $2,300, auto dealers routinely encounter customers who anticipate using tax-refund proceeds as a down payment source. With the Web-based, seamless RefundOne solution, dealers can quickly and easily estimate a customer’s tax-refund amount, have the customer’s tax return prepared and filed by a tax professional, and apply for a refund anticipation loan (RAL) on the customer’s behalf. When the loan is approved, the dealer is able to print a check for the amount of the loan and deliver it to the customer.

By integrating and streamlining the credit application and electronic tax filing processes, RefundOne provides dealers with significant time and cost efficiencies. RefundOne reduces the re-entry of duplicate information and the overhead expense of using multiple, non-integrated solutions.

Now is the perfect time for dealers to prepare to offer their customers this service, according to Kevin Kopp, director of Indirect Lending at Wolters Kluwer Financial Services.

“By implementing the RefundOne solution at their dealership this year, dealers can better serve their customers in January and February when they typically start seeing a spike in tax-related sales and finance activity,” said Kopp. “RefundOne not only allows dealers to help their customers file taxes, but it also helps them secure financing with a lender. Additionally, RefundOne can help dealers improve closing ratios—a major benefit in this tough market.”

“With lenders tightening credit standards, we are seeing a reduction in loan-to-value ratio on the vehicles financed,” said Lee Domingue, CEO of AppOne. “Lenders are pulling back on the maximum amounts financed that exceed the collateral value, thus creating a need for customer down payment to qualify for the financing terms. RefundOne provides a way for the customer to obtain a refund anticipation loan instead of waiting until the refund check arrives weeks later.”

Dealerships interested in participating in the RefundOne program can find more information at www.AppOne.net/refundone or call 1-877-APPONE1.

About Wolters Kluwer Financial Services

Wolters Kluwer Financial Services provides best-in-class compliance, content, and technology solutions and services that help financial organizations manage risk and improve efficiency and effectiveness across their enterprise. The organization’s prominent brands include Bankers Systems, VMP® Mortgage Solutions, PCi, GulfPak, Desert Document Services®, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™.

Wolters Kluwer Financial Services’ solutions include integrated and stand-alone compliance and workflow tools, documentation, analytics, authoritative information and professional services. Customers include banks, credit unions, mortgage lenders, and securities and insurance organizations of all sizes throughout the United States. For more information on Wolters Kluwer Financial Services, visit www.WoltersKluwerFS.com.

Wolters Kluwer is a leading global information services and publishing company. The company provides products and services globally for professionals in the health, tax, accounting, corporate, financial services, legal and regulatory sectors. Wolters Kluwer has annual revenues (2007) of €3.4 billion ($4.8 billion), maintains operations in over 33 countries across Europe, North America and Asia Pacific and employs approximately 19,500 people worldwide. Wolters Kluwer is headquartered in Amsterdam, the Netherlands. Visit www.WoltersKluwer.com for information about our market positions, customers, brands and organization.

About AppOne

Based in Baton Rouge, La., AppOne, a part of Wolters Kluwer Financial Services, is an Internet-based company offering a technology solution that connects independent auto dea lers with lenders. The AppOne system relies on the company’s proprietary scorecard system, which evaluates each independent dealer to determine the level of risk associated with doing business with that dealer. It also automates the funding process for dealers by printing all documents required to complete the booking of auto loans. AppOne provides lenders with a new channel of growth and field representation directly to independent auto dealers nationwide. It offers dealers faster financing options for their customers, support services and additional aftermarket fee-based products. For more information on AppOne, visit www.AppOne.net.