ARTA® Deposit Dynamic Disclosure Program

The ARTA Deposit Dynamic Disclosure Program allows you to run the ARTA Deposit Documentation System side by side with the Deposit E-Forms Module to provide you with dynamic disclosures quickly and cost-effectively.

ARTA Deposit contains the following dynamic disclosures: 

• Check 21
• Electronic Funds Transfer (Regulation E)
• Funds Availability (Regulation CC)
• Truth in Savings (TIS)
• Limits and Fees
• Rates, or a
• Combination Disclosure

Benefits

Speed to Market

• Accelerate speed to market by streamlining the account disclosure process and automating the creation, management, and distribution of customized documents across branches—regulatory and legislative changes are automatically added through software updates, and all 51 jurisdictions are included
  
  
• Improve productivity by having a central disclosure repository that can be accessed by multiple users or locations

Flexibility

• Dynamically tailor the content of your disclosures to fit your financial institution's product offerings
  
  
• With dynamic disclosures, your document only contains your policies, instead of excess information that may confuse consumers

Control

• Compliant disclosures are created according to your time frame, not ours; maintenance of these documents, such as when new products are added or policies or fees change, is done through the ARTA Deposit Dynamic Disclosure Program installed on your network
  
  
• Improve efficiency by automating the disclosure process

How the program works:

1. You continue to use your integrated Deposit E-Forms Module for static account-opening documents that's connected with your core processing system.
   
   
2. You use ARTA Deposit for the dynamically generated disclosures for easier maintenance of these documents when policies or fees change. ARTA Deposit is sold to you as a limited license for you to use for the dynamic disclosures only, making it cost-effective for your institution.